CreditKes is a secure and convenient loan platform for Kenya Citizens.
Why Choose CreditKes Loan App
1.100% online process & 24×7 access to loans: Only with one mobile, Customers can apply a loan anywhere anytime.
2.High initial loan amount and long loan tenure.
3.Unsuccessful application will not incur any fees
4.High quality of services make you a happy journey of loan application
5.No membership fees No Origination Fees No Rollover Charge No Transaction Fees
6.Unsuccessful application will not incur any fees
Loan Acquisition Requirements
1.A Kenya Citizen
2.Between 18-60 years old
3.With regular source of income
How to Acquire A Loan
1. Download CreditKes App from google play store and install.
2. Register an account with your mobile number.
3. Fill in basic details.
4. After the submission, the final result will be shown in the APP. If approved, user will receive a text message via SMS and loan amount will be disbursed into the MPesa account.
Loan Interest Rates and Calculation
1.Loans Amount: Kes. 2,000 to Kes. 100,000
2.Loan Tenure: 91 days ~ 365 days
3.APR: Up to 30%
4.Service fee: 5%~20% according to customer’s credit history
Example: If the loan amount is Kes 20,000 and the interest rate is 20% per annum with the tenure of 180 days, and the services fee is 6%, after deducting the processing fee, the interest payable is as follows:
Interest = Kes 20,000 * 20% / 365 * 180 = Kes 1973
Service fee = 20,000*6% = Kes 1200
You will get Kes 20,000 and should repay Kes 23,172
The monthly payment would be Kes 23,172 / 6 = Kes 3862
Penalty is charged only when someone delays their scheduled payment
CreditKes Contacts
Customer Service Email: [email protected]
Address: Metrovilla Buru phase 2 House 10
You can learn more about loan apps in Kenya on this website
