Our loans are described on our policies as lending money from one individual, organization, or entity to an individual consumer on a non-recurring basis.
Our services are available in Ghana, Kenya, Nigeria, Philippines and Tanzania.
Receive your personal loan right to your Bank account or Mobile Money account.
Loan Application Procedure
1. Download Swift Cash App
Visit Google Play Store. Search for Swift Cash App and download it on your mobile.
2. Fill short application form
After downloading our app, choose how much money you need and sign up with Swift Cash.
3. Receive money on your mobile money account
Your application will be evaluated and when it is approved, you will receive money on your account.
4. Need additional financing?
Make use of our flexible additional amount feature that allows you to top up your existing loan with extra cash, up to your current credit limit.
5. Need more time to repay?
Loan extensions give you more control over your loan by letting you postpone your due date by 7 days.
6. Repay on time and build a positive credit history
Timely repayment increases your credit limit and allows you to apply for higher amounts in the future.
7. Rates and fees
Loans range from 250 – 70,000 over a 12 – 48 week term. Interest ranges from 7.5% – 29% with an equivalent monthly interest of 2% – 15% and APR of 20% – 99%
A loan of 50,000 with a minimum repayment period of 12 weeks will have an interest of 3,750. The amount repayable will be 53,750; 7.5% interest rate. Swift Cash will NOT charge you any amount more than the service fee.
You can learn more about loan apps in Kenya on this website
