In Kenya, Safaricom’s Fuliza mobile lending service enables customers to complete payment transactions on M-pesa even if they do not have sufficient cash in their digital wallets.
Fuliza is not available to every customer on a uniform basis but appraisal is done by the system depending on M-pesa usage over a certain period of time usually over 90 days.
Being aware of how much overdraft credit you can access is important to enable you do proper planning. You can check your fuliza limited using USSD code or through the app.
How Checking Fuliza Limit Using USSD Code
To check how much fuliza you can access, you can use these steps:
- Use your phone to dial *234#.
- Choose “Fuliza” from the menu.
- Choose “Fuliza Limit” from the menu.
- You will get a notification sms message from Safaricom on your Fuliza limit.
How Checking Fuliza Limit Using M-pesa App
An alternative method is to log into the My Safaricom app and choose the “Fuliza” page to view your Fuliza limit.
From there, you may see your remaining balance, repayment plan, and available Fuliza limit.
Final Thoughts
You can as well check your Fuliza limit by calling Safaricom customer service at 100 or going to a Safaricom store with your original ID card.
It’s important to remember that depending on your creditworthiness and other criteria, your Fuliza limit could alter. For additional details about the Fuliza service and how to manage your account, visit the Safaricom website at www.safaricom.co.ke.
See also:
- Is Fuliza A Loan Or A Credit Facility?
- Cooperative Bank Of Kenya Branch Codes
- How Much Do M-pesa Agents Earn?
- How To Get M-pesa Statement
- How To Reverse M-pesa Transaction
- How To Buy Airtel Airtime From M-Pesa
- How To Link PayPal With M-Pesa
- M-Pesa Transaction Charges
- M-Pesa Impact On The Kenyan Society
- M-pesa Paybill Charges
- What Is Fuliza?
