Ravasco Kalenje

TSC Teacher Registration

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The teachers service commission is mandated by law in accordance with article 237 of the Constitution of Kenya, and Teachers Service Commission Act No. 20 of 2012 to be the sole institution responsible for the registration of teachers. The TSC will issue one with a TSC number as a proof of registration having met all … Read more

TSC Online Portal

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The TSC online portal is established to enable the public access the services offered by the teachers service commission. The TSC portal can be accessed here TSC Online Portal To access the services, you need to be registered and to log in. Some of the services offered on the portal include: New Teacher Registration. Click here to … Read more

TSC Online Payslip View And Download

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To download your payslip click  Download Your Payslip Here You will need to enter your TSC number and password. You will also need to do a simple math to ensure you are not a robot. This is security feature meant to protect your account from unauthorized access by bots. Once logged in you will get … Read more

Sky Pesa Loan

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This is a mobile-based app that offers loans to Kenyans from their mobile phones. You do not need to fill in any forms or open any bank accounts.

Sky Pesa is a platform that facilitates loan transactions between borrowers and digital wallets and banks. All loan applications are approved, and this information is communicated in advance during the loan application period.

How Much Sky Pesa Loan Can You Get?

Sky Pesa loans start at Ksh 1,000 and have a maximum of Ksh 20,000. When you apply for the loan the first time, you will qualify for a lower amount and as your repayment history is assessed, your credit score improves and you qualify for a higher amount.

Sky Pesa Loan Cost

Sky Pesa loan has an interest rate of 10% to 16.25% per year. This translates to 0.027% to 0.044% per day on the outstanding loan amount. The annual interest rate of different products varies according to the customer’s risk profile.

Sky Pesa loans have a period of 91 days (3 months) with those in the higher bracket getting 180 days (6 months).

Sky Pesa registration A One-time service fee is levied or increased during the period, depending on the subscriber’s membership level and personal data risk.

A small handling fee will be charged for loan payments. Fees and payment deadlines vary depending on the customer’s creditworthiness and repayment ability.
Only when someone delays his scheduled payment will he be punished.

How To Apply For Sky Pesa Loan

To apply for Sky Pesa loan, you need to download the app from the google play store. Once downloaded, open the app and fill in the opt-in form. Answer the questions asked and give as much true information as possible.

Once done, you will have your loan processed and you will receive a notification within 10 minutes of the application.

Type Of Loan From Sky Pesa

A simple loan option, you can get a loan in the form of a cash transfer within 10 minutes after installation. You can get loans ranging from 2,000 KSh to 100,000 KSh, with maturities ranging from 91 days to 6 months.

Examples of personal loans for salaried personnel:
Loan amount: 1,000 KSh ~ 20,000 KSh
Duration: 91 days- 180 days
Interest rate: 20% per year
The maximum APR: 10%-16.25%,0.027%-0.044%per day.
Transaction fee：0

**Example: If your loan amount is 2000 KSh, the APR is 10%, and the term is 91 days. At the due date, the amount payable is 2049.86KSh (2000 KSh * 10% / 365 * 91 + 2000 KSh).

See also:

Sky Pesa Paybill Number

When the due date comes, you can repay the loan through paybill number 4084161. Here are the steps to follow:

  1. Navigate to M-PESA in your Safaricom menu on your phone
  2. Select Lipa na M-PESA
  3. Choose Paybill
  4. Enter the Paybill number 4084161
  5. For account number, enter your phone number on which you registered with.
  6. Enter your repayment amount
  7. Enter your M-PESA pin
  8. Confirm that all details are correct and press ‘OK’.

You can repay the Sky Pesa loan for someone else through the M-Pesa Paybill. You just need to input the account as the mobile number of the person who took the loan.

Why Go For Sky Pesa Loan?

Many people prefer Sky Pesa loan because it is accessible online and you do not need to visit any offices or banking halls to get the loan. No ques and no papers to fill

Another reason for going for Sky Pesa loan is that it is approved fast, and within 10 minutes you get your money transferred to the digital wallet or bank.

The cash transfer and you do not have to wait for a day or 2. When you fill in an EFT at the bank, transfer it will take 2 working days while RTGS will take at least 1 day to be effected. With Sky Pesa transfers are instant and you get the cash immediately.

Who Qualifies For The Sky Pesa Loan?

Sky Pesa loan is accessible to any person residing in Kenya who is over 20years old. You have demonstrate presence of a source of income or proof of a source of income to qualify for the loan.

A smartphone that can download the Sky Pesa app is needed. You cannot apply for a Sky Pesa loan through SMS. It is only done through the app.

How to contact Sky Pesa

You can contact Sky Pesa for any queries, clarification, or more information on:

  • Customer Service Hotline: 254115623977
  • Email address: [email protected] .
  • Address: Argwings Kodhek Rd, Nairobi

You can browse more loan apps in Kenya and have a variety to choose from.

M-shwari Loan

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M-shwari loan is a loan facility offered by NCBA bank in conjunction with Safaricom. It is one of the pioneers in mobile phone-based loans in Kenya. The reason M-shwari is popular with Kenyans is that you do not need to visit any bank or open a bank account to access the services. You can easily … Read more

Opesa Loan

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The advent of mobile loan apps has enabled many more Kenyans to access credit where credit was previously a preserve of the rich, and the employed. Opesa loans are accessible to all Kenyans aged 20years to 55 years old as long as one has a source of income and there is no consideration of profession, … Read more

FlashPesa loan

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FlashPesa is a mobile phone-based app that provides credit facilities to Kenyans through the use of mobile phones. FlashPesa is owned and operated by Ambush Capital, a Nairobi-based fintech company. Key Features Of Flashpesa Loan FlashPesa loans are becoming increasingly popular and more and more people are taking the loans. Some of the features that … Read more

How To Apply For iPesa Loan

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iPesa is a mobile loan-based financial service provided that is owned by Osome Fintech Company. To access the loan you need just have an internet-enabled phone and meet the eligibility criteria. iPesa loans range from Ksh 500 (Five hundred only) to Ksh 50,000 (Fifty thousand only) with a loan repayment period of 91 days (3 … Read more

How Do I Get A Loan From Okash

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Okash is a mobile phone-based loan that can be accessed by Kenyans who are 18 years and above. It is meant to help you fix the quick financial need at hand. The Okash loan limit ranges from Ksh 500 on the lower side to a maximum of Ksh 500,000 with a flexible repayment plan from … Read more

Tala Kenya Loan

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Tala Kenya has been one of the pioneers in mobile loans in Kenya and has been in the market for a long time. It is one of the best loan apps, but with increased levels of default, they have become more strict, and is now more difficult to get a tala loan than it used … Read more