Ufanisi loan makes it easy for you to access loans for the way you live anytime, anywhere. Sign up in seconds, apply for a loan and receive your money straight to your account. It’s a fast, convenient and reliable way to access credit when you need it.
Available in Kenya and Tanzania You can get up to Ksh 70,000 and Tsh 1M. Get the right loan for you!
Get your loan right to your mobile money account, like MPesa (Kenya, Tanzania), Tigo Pesa or Airtel Money (Tanzania) — or right to your bank account
Loan Application Procedure
* Create your account
* Apply in seconds
* Receive your loan straight into your mobile money or bank account
* Build your loan limit everytime you repay a loan
Your mobile loan is sent to you right through your mobile money or bank account:
Kenya: Safaricom MPesa
Tanzania: Vodacom MPesa, Tigo Pesa, Airtel Money
Loan Features
Ufanisi short term loan puts you in control of your finances. The Ufanisi loan app lets you apply for credit on the go and it works 24/7.
* Use your money the way you want to — for home or business
* Get access to bigger loans, lower fees, and flexible payment terms as you repay
* Loans are approved and in your account fast
Plus! Ufanisi works with you to ensure you have world-class personal financial and credit services.
Loan Interest Rates And Calculations
We offer loans with a minimum interest rate of 7.5%. The maximum repayment period is 3 months (90 days) on the expiration of the date from disbursement date will result to an interest rate of 9% and a grace period of 1 month after which your status will reflect as default.
Example
Amount = 5,000
Interest rate = 7.5%
service fee = 375
The amount payable = 5375 will be amount repayable.
You can learn more about loan apps in Kenya on this website